LEXMIND advises and assists businesses and traders concerning the difficulties they may encounter during the life of their business, or with defaulting commercial partners.
- Your business encounters difficulties:
LEXMIND works with your accountancy and financial advisers to assess any difficulties that your business may experience, so as to identify the best strategy for tackling them and to ensure, when they’re over, that your business recovers any lost ground.
In particular, LEXMIND provides support in negotiations with your creditors, whether extrajudicially or as part of a commercial court procedure, by guiding you, if necessary, towards the start of a PRJ (procedure for judicial reorganisation) so as to obtain your creditors’ agreement to a business turnaround plan, or towards the start of an insolvency procedure if that is the most suitable way to overcome your difficulties.
In this context, LEXMIND also advises how to take into account the personal exposure of directors and managers, with a view to reconciling the interests of all interested parties (creditors, workforce, management and shareholders).
LEXMIND also works with your accountancy and financial advisers to analyse the employment, social security and tax implications of recovery measures.
- Your business has a defaulting debtor:
LEXMIND takes you through the process of obtaining security for debts when one of your debtors finds itself in difficulties, in particular by:
- the creation of pledges;
- setting up personal guarantees and bonds as collateral;
- obtaining and enforcing mortgages;
- exercising the statutory liens available to you.
Working with a court bailiff, LEXMIND obtains and enforces judgments against your debtors, so as to seize the maximum amount of real and personal property by prompt action.